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What's inside
Know your budget — rent should be no more than 35% of gross income
Get a copy of your credit report (free via Borrowell or Credit Karma)
Check water pressure in all faucets and showers
Test all appliances, lights, outlets, and heating/cooling
Use the Ontario Standard Lease Agreement (mandatory in ON)
Read every clause before signing
Complete a move-in inspection report with the landlord
Take date-stamped photos of every room and existing damage
+ 22 checklist items total
Before you apply
Know your budget — rent should be no more than 35% of gross income
Get a copy of your credit report (free via Borrowell or Credit Karma)
Gather employment letter, recent pay stubs, and bank statements
Prepare reference contacts (previous landlord, employer)
Decide on must-haves: parking, laundry, pets, utilities included
Viewing a unit
Check water pressure in all faucets and showers
Test all appliances, lights, outlets, and heating/cooling
Look for signs of water damage, mold, or pest activity
Check cell service and confirm internet availability
Ask about average monthly utility costs
Confirm what is and is not included in rent
Signing the lease
Use the Ontario Standard Lease Agreement (mandatory in ON)
Read every clause before signing
Confirm rent amount, due date, and accepted payment methods
Understand Ontario rent increase rules
Know your rights regarding entry notice (24 hours written required)
Confirm pet, smoking, and subletting policies in writing
Move-in
Complete a move-in inspection report with the landlord
Take date-stamped photos of every room and existing damage
Confirm key handover process and number of copies
Set up tenant insurance before move-in day
Update your address with CRA, bank, employer, and Service Ontario
Recommended Tools
Ontario standard lease
Download the mandatory Ontario lease form
Rent increase guideline 2025
Current Ontario rent increase cap
Tenant rights — LTB
Your rights as an Ontario tenant
Free credit score (Borrowell)
Check your credit before applying