Buy
Home / Buying

Your first home.
Your next home.
Done right.

Buying a home is one of the biggest decisions of your life. With The Prolific Plan, you'll never feel lost, rushed, or left in the dark — from your first search to the moment you get the keys.

The Prolific Plan — Buyers Edition
The Prolific Plan

A clear path
to the home
you deserve.

Most buyers feel overwhelmed because no one explains the process clearly. The Prolific Plan changes that. Every step is intentional, every decision is yours — I'm here to guide, not pressure. This is what client-first actually looks like.

01

Discovery Call

We talk — no obligation, no pressure

Before anything else, I want to understand you. Your timeline, your budget, your neighbourhood wishlist, your lifestyle. This call shapes everything that follows — and it costs you nothing but 30 minutes.

Free · 30 minutes · Phone or in-person
02

Financial Clarity

Know your number before you fall in love with a home

I'll connect you with a trusted mortgage broker to get pre-approved so you know exactly what you can spend. No guessing, no heartbreak. We also walk through closing costs, land transfer tax, and what to budget beyond the purchase price.

Mortgage referrals · Full cost breakdown
03

Tailored Property Search

I find homes that fit your life — not just your filters

You'll get access to MLS listings the moment they hit the market, plus off-market opportunities through my network. I shortlist based on your real priorities — commute, schools, neighbourhood feel, future resale value — not just bedrooms and bathrooms.

MLS access · Off-market network · Daily alerts
04

Expert Showings

See homes through the eyes of someone who knows what to look for

At every showing, I point out the things most buyers miss — foundation red flags, renovation costs, neighbourhood dynamics, comparable sales. You'll leave every showing with a clear picture, not just a feeling.

Available evenings & weekends
05

Strategic Offer

Win the home you want — without overpaying

When you find the right property, I run a full comparable market analysis and craft an offer that's competitive without being reckless. I'll walk you through every condition and clause so you know exactly what you're signing.

Market analysis · Negotiation · Conditional protection
06

Due Diligence

Protect your investment before you commit

Home inspection, title search, status certificate review if it's a condo — I coordinate everything and make sure you're never flying blind. If something comes up, I'll advise you honestly, even if that means walking away.

Inspector referrals · Lawyer coordination · Full review
07

Closing & Beyond

Keys in hand — and I'm still here

I stay involved right through to closing day and after. Need a contractor, a painter, a property manager? My network is yours. Clients who buy with me don't disappear after closing — they become part of the Prolific One family.

Lawyer coordination · Trades network · Ongoing support

Why Prolific One

What sets this
experience apart

①

You're never an afterthought

I work with a focused number of clients at a time so every buyer gets full attention — not a rushed showing and a generic offer template.

②

I respond — fast

In a hot market, hours matter. I'm reachable 7 days a week and reply when it matters. If a home drops on a Tuesday evening, we're booking a showing that night.

③

GTHA coverage, Durham roots

I know Oshawa and Durham Region deeply — and I'm equally connected across York Region, Toronto, and Peel. Wherever the right home is, I can take you there.

④

Honest advice, always

I'll tell you when a home isn't worth the ask. I'll tell you when to walk away. My job is to get you into the right home — not just any home.

Mourad Mikhail — Prolific One Real Estate
5★
Rated by every client

Who I Work With

Wherever you are in
your buying journey

①

First-Time Buyers

The whole process can feel overwhelming when you've never done it before. I slow it down, explain every step, and make sure you feel confident at every decision point.

  • Full process walkthrough from day one
  • First Home Savings Account guidance
  • Land transfer tax rebate navigation
  • Mortgage broker introductions
②

Upsizing Families

You know what you want — more space, better schools, the right neighbourhood. I help you coordinate the timing of selling and buying so you're never stuck in between.

  • Buy-sell coordination strategy
  • School catchment area research
  • Neighbourhood lifestyle matching
  • Bridge financing guidance
③

Downsizers & Empty Nesters

The kids have moved out and the big house no longer fits your life. I help you find a home that matches who you are now — less maintenance, more freedom, without sacrificing quality.

  • Right-sizing strategy and timeline planning
  • Coordinating the sale and purchase together
  • Condo, bungalow and townhome expertise
  • Maximizing equity from your current home
④

Investors

You're buying with your head, not your heart. I bring the numbers — cap rates, rental demand, appreciation trends — so every purchase is a calculated move, not a guess.

  • Cash flow and ROI analysis
  • High-demand rental area targeting
  • Multi-unit and duplex sourcing
  • Property management referrals

Common Questions

Buyers ask
me this all the time

As a buyer in Ontario, working with me costs you nothing directly. The seller pays the buyer's agent commission through the transaction. You get full professional representation at no cost to you.

It varies, but most buyers I work with find their home within 4–12 weeks of starting seriously. Getting pre-approved before we start means we can move fast when the right property comes up.

Absolutely yes. Pre-approval shows sellers you're serious and tells us exactly what we're working with. I'll connect you with a trusted broker — it usually takes just a day or two.

Closing costs in Ontario typically run 1.5–4% of the purchase price and include land transfer tax, legal fees, title insurance, and adjustments. For a $700,000 home, budget roughly $15,000–$28,000 on top of your down payment. First-time buyers may qualify for the land transfer tax rebate.

Yes — I cover the entire GTHA. For every area I work in, I do thorough market research, lean on my brokerage network for local insights, and make sure you have the full picture before making an offer.

Not at all. I'd rather talk to you 6 months before you're ready than the week you want to move. Early conversations mean we can plan properly, get your finances in order, and move fast when the time is right.

Ready to start
your search?

Book a free, no-obligation discovery call with Mourad. We'll talk through your goals, your timeline, and what The Prolific Plan looks like for you specifically.

Book a Free Call
(416) 316-8796
info@prolificone.ca
Responds when it matters
Prolific Plan Toolkit

Your free buyer's
toolkit & checklist

Enter your details once to unlock your personalized checklist and access the best tools for buying in the GTA.

Buyer Toolkit

Your complete home buying checklist + mortgage tools

  • Get pre-approved for a mortgage
  • Budget for closing costs (1.5–4%)
  • Review comparable sales in your area
  • Understand all offer conditions...
Enter your details to unlock the full checklist and tools

Toolkit unlocked — Mourad will follow up when it matters.
Financial Preparation
Get pre-approved for a mortgage (not just pre-qualified)
Confirm your down payment amount and source of funds
Budget for closing costs (1.5–4% of purchase price)
Account for land transfer tax (first-time buyer rebate may apply)
Set aside $1,500–$2,500 for legal fees
Factor in home inspection ($400–$600), title insurance, and adjustments
Property Search
Define your must-haves vs. nice-to-haves list
Research school catchment areas if relevant
Check commute times to work at different times of day
Review recent comparable sales in your target neighbourhoods
Attend multiple showings before making any decisions
Making an Offer
Review the Seller Property Information Statement (SPIS)
Understand all conditions before signing (financing, inspection, status cert)
Know the difference between firm and conditional offers
Confirm deposit amount and due date
Agree on closing date that works for both parties
Due Diligence & Closing
Schedule a professional home inspection
Review inspection report thoroughly with your agent
Complete title search with your real estate lawyer
Confirm mortgage approval and review all documents
Do a final walk-through before closing day
Confirm all utilities are transferred to your name
Recommended Tools

Mortgage calculator

Calculate monthly payments at any rate — ratehub.ca

→

Land transfer tax calculator

Estimate LTT + first-time buyer rebates

→

Mortgage affordability (CMHC)

How much home can you afford?

→

CMHC insurance calculator

Estimate mortgage insurance premiums

→

P

More resources coming soon

Get your free Buyer Toolkit

Your complete buying checklist, Ontario cost breakdowns, and the best mortgage tools — all in one place. Unlock free with your contact details.

Get My Free Buyer Toolkit

"My son and I are extremely fortunate to have had Mourad as our agent. He was friendly, caring, professional and flexible in making sure we found the right place."

Diana M. · Buyer · Durham Region

"Mourad has an infectious optimism that makes every interaction pleasant. He listens and is attentive to the needs of his clients. His professionalism is only matched by his sincerity."

Maureen T. · Buyer · GTA

"He was helpful, available, and always pleasant. A true pleasure to work with from start to finish."

Glen R. · Lease · Oshawa

Let's find your
next home.

No pressure. No obligation. Just a real conversation about what you're looking for and how The Prolific Plan gets you there.

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